Retirement doesn’t automatically mean freedom from tax obligations.  While some retirees may no longer need to lodge a tax return, many still do – depending on their income sources.  Let’s take a look at a breakdown of the rules around tax returns in retirement and what to watch for. Do You Have to Lodge a…

When it comes to retirement planning, there’s no shortage of advice — from rules of thumb like “you’ll need 70% of your pre-retirement income” to blanket strategies about when to downsize or how to invest.  While these can be helpful starting points, the reality is that no two retirements look the same.  Trying to apply…

Micro‑retirement is becoming a mainstream career trend — especially among younger generations — as a way to prevent burnout by taking purposeful breaks during one’s working life, rather than waiting until a traditional retirement at age 65.  But while the benefits are real, this approach also carries financial and professional risks that need careful consideration.…

If you’re aged 55 or over and considering selling your family home, you may have a unique opportunity to boost your superannuation through what’s known as a downsizer contribution.  This measure aims to provide greater flexibility in retirement planning while encouraging better use of housing stock across the country. Here’s what you need to know…

As interest in cryptocurrency continues to grow, an increasing number of self-managed super funds (SMSFs) are incorporating digital assets into their investment strategies.  While the potential for high returns can be appealing, the world of crypto is still relatively new and comes with significant risks. For SMSF trustees, it’s essential to tread carefully and comply…