Superannuation is one of the most significant investments many Australians will make. The stakes are even higher for those managing their retirement savings through a self-managed super fund (SMSF).  While it can be tempting to adopt a “set and forget” approach, seeking ongoing professional advice is essential for maximising the potential of your super and…

The halfway point of the financial year is an excellent time to take stock of your superannuation.  With six months of income and contributions already in place, you have enough data to assess your progress and make any necessary adjustments before the end of the financial year.  Here’s why a mid-year super check is important…

The festive season is a time of joy and giving, but it can also bring financial stress.  With the added pressure of bills and buying presents, some SMSF (Self-Managed Super Fund) members may consider accessing their superannuation early to ease the strain. While this might seem like a quick fix, dipping into your SMSF outside…

Insurance within superannuation is a valuable option that many Australians use to help protect their financial security. While there are clear benefits, it’s important to consider both the pros and cons to decide whether holding insurance within superannuation is the right choice for you. What Is Insurance within Superannuation? Insurance within superannuation is typically offered…

Over the past five years, more than 150,000 Australians have dipped into their retirement savings early to cover medical expenses, raising concerns about the financial impact this may have later on.  While the Australian Tax Office’s (ATO) compassionate release of superannuation scheme offers much-needed financial relief for those dealing with severe medical conditions, it also…